Freeze your credit at TransUnion

Same reason as the other two big bureaus.

This is free. You don't need Free My ID to do it.

Printing this for someone? Press Ctrl+P (Cmd+P on a Mac).

Cost
Free. The FTC says there is no cost to place or lift a credit freeze.
Time
A few minutes online.
Official site
transunion.com

What to have ready

  • Your Social Security number
  • Date of birth
  • Your current address
  • An email address

Step by step

  1. Open the TransUnion freeze web address above. Check the address bar says transunion.com.
  2. Follow TransUnion's instructions on that page to place a freeze. You may need to make a free account.
  3. Keep any password or PIN TransUnion gives you somewhere safe.

Open the official page

Opens transunion.com, the official website.

Good to know

  • A freeze at one bureau does not freeze the others. Freeze Equifax, Experian and TransUnion, all three.
  • Never pay anyone to freeze your credit. It is free.

How to undo it

Use the lift or remove option on TransUnion's freeze page or account. It is free.

Sources

We checked these steps on November 7, 2026 against:

Companies change their pages often. If something looks different, follow what the official page says.

See all the free steps to protect yourself

Steps from the Free My ID checklists, version 2026.11.07.2 (CC BY-NC 4.0).