Freeze your credit at Equifax

What to have ready

• Your Social Security number
• Date of birth
• Your current address
• A phone that can get a text message (for the code)
• An email address

Step by step

1. Open the Equifax freeze web address above.
2. Choose 'Place a Security Freeze'. You make a free myEquifax account (you must be 18 or older).
3. Prove it is you. Equifax sends a code by text, or asks questions about your credit history.
4. Turn the freeze on and write down your user name and password somewhere safe.
5. No computer? Call (888) 298-0045 instead.

Open the official page

Opens equifax.com, the official website.

Good to know

• A freeze at one bureau does not freeze the others. Freeze all of them. Freezing Equifax alone is not enough.

How to undo it

When you need to apply for credit, sign in and choose 'Manage a Freeze' to lift it for a while or remove it. You can also lift it by phone. It is free.

Sources

We checked these steps on November 7, 2026 against:

• equifax.com
• consumer.ftc.gov

Companies change their pages often. If something looks different, follow what the official page says.